Charitable/Legacy Planning
_______________________________________________________________________________________
Build a Financial Plan That Reflects What You Value Most
Thoughtful Giving Starts With a Thoughtful Plan
For many of our clients, building wealth has always been connected to something bigger. A cause they believe in, a family they want to take care of, or a legacy they want to leave behind. At Marline, we make sure those intentions are built into your financial plan in a way that is intentional, tax efficient, and lasting.
Giving With Intention
There is a meaningful difference between writing a check at the end of the year and building a giving strategy that works alongside your financial plan. We help clients identify the most efficient way to give based on their income, the type of assets they hold, and the causes they care about most.
- Donor Advised Funds allow you to contribute once, grant to charities over time, and receive an immediate tax deduction
- Qualified Charitable Distributions let clients 70 and a half or older give directly from an IRA, satisfying their RMD tax free
- Gifting appreciated securities allows you to donate stock, avoiding capital gains while maximizing the charitable impact
- Charitable remainder trusts and gift annuities for clients with more complex giving goals
Planning the Legacy You Want to Leave
Legacy planning is about making intentional decisions about what happens to your wealth after you are gone. That includes how your assets transfer, who receives them, and whether your financial plan reflects the values you have spent a lifetime building. We help clients review how their estate is structured, identify gaps between their current documents and their actual wishes, and coordinate with estate attorneys when legal work is needed.
- Beneficiary designation review and alignment with your legacy goals
- Guidance on giving to children or grandchildren during your lifetime
-Coordination of charitable intentions with estate planning documents
-Integration with trust strategies through LPL Financial affiliates
Questions Worth Asking
If any of these sound familiar, you are in the right place.
- Am I giving in the most tax efficient way I can?
- How do I make sure my estate actually reflects my wishes?
- Can I support the causes I care about without affecting my retirement?
- What is the best way to pass wealth to my children or grandchildren?
Your Legacy Starts With One Conversation.
You do not need a fully formed plan before you reach out. Most of our clients start with a single question. We help them build from there.